Sunday, August 22, 2010

Auto insurance report the problem!

My car in July before Shanghao paint has been scratched (I had scratch insurance guarantee), I immediately went to report their feelings if the repair will be misunderstood, so July is designated, the most recent report to go 4S shop , but I have a question to be asked each Ms report when I was zoned in, how can I answer? Is honest and told her in July program, or to say it was recently zoned for? I am worried that something wrong will cause unnecessary trouble, invited friends to a similar experience points. Thanks.

The easiest way is to
Zhao 4s shops to sell your car, or co auto repair factory, the car to them, all without your control, they give you to get!
If there is no auto repair factory, to their practice, it gives you the best advice: do not look at your new ~ new scratch
1 new: to report on the line, said yesterday, were set. Do not fear time is short, because you will not scratch the first time with the same insurance company will carefully check your scratch is not the same as before, not accusing you of course will not let you there Pianbao possible.
2 old: you can follow the traces of the original scratch, using thick wire (hard) things like re-program time, to cover their old scratch Oh, to report, said yesterday the plan (it is mainly marks to the new)

Saturday, August 21, 2010

Car insurance management staff and public assessment to accompany teachers

I love the automotive industry, wanted to do the work, but nothing a few questions if you would not understand
1, woman can do car companies estimate a model?
2 car insurance management division to accompany staff and assessors are the same?
3 What's own terms? Such as age, diploma?
4 is a unified certificate?
5 of the original car can not learn to learn? Can study it?
Which friends to help fully informed. Thank you, may increase high score.

1. Adjusters division are no age limits
2. Auto insurance claims specialist and the public should be said that the use of teacher assessment of knowledge is not much difference, just a different affiliated companies, one insurance company, while the other is the consolidation of special formula
3. The general public as long as the high school division assessment, they can obtain registration
4. Is a national nature of the certificate, under the China Insurance Regulatory Commission, at least 2 times a year
5. Public estimate is not teachers with professional car has nothing to do, in fact, there are different divisions of public assessment of branches, there is another direction, such as estimates and other public property.

Car insurance advice "car damage insurance coverage" and "excluding deductible" problem

Car insurance, various insurance companies is about to expire telephone call from N-day. . . Found that not one company's offer is not the same vehicle was later found in a previous loss of insurance,

Some of the insured amount is 139,800 (that new car purchase price) Some 131 800 (the current market price) There are 125 800 so the premiums are not the same relative


Ask us a standard amount of insurance Che Sunxian you should be the number?



There is "excluding deductible" in the end is valid and does this mean?

You say Che Sunxian mainly to see the amount of insurance you car's example, if your car is 20 million, you buy Che Sunxian full of 20 million, to buy more just to waste their money, compensation point will be no more, so what is your on how much to buy, if you buy less, such as buying a 100 000, then when you take a 2000 car accident out faster car repair, then the insurance company only to you 1,000 yuan, it is proposed to buy the full (not over)
Excluding deductible: simply means that you bought this insurance, the insurance company will give you all the. If you do not buy this or that there will be deductible, compensation will get less, that are complex, the proposed purchase, excluding deductible, as car repair in the context of how much money the insurance, the insurance company will pay how much (in the agreement does not violate other policies where the absolute deductible)

On auto insurance and a half know anything about seeking the help of

Traffic Insurance have the sole responsibility and no responsibility Pei Fu Pei Fu
Full responsibility for Pei Fu also one property of 2,000 yuan, 100 yuan but no responsibility property Peifu

Suppose you encounter a car, you are sacrificing the other vehicles, the amount of loss, within the insurance companies out of 2,000 yuan, more than 2000 part of the three risks with your compensation, and then the three risk than some of you out of your own; your own car can to the other cars of 100 yuan compensation, also Jiushi no responsibility do not worry the other side Jiang Mei You pay insurance, as he Meijiao strong Xiantayiding yes illegal on the road, if you Ju loss of more than 100, make your own pocket Ba .

Legal grounds to accompany car insurance

I am a driver, in November 2009 mid-night when my car was parked many scratches, the next morning reported that insurance, at the photo shoot, I go out care insurance, repair shop personnel to help handle specified. I am repairing a car after car fixed advance money.
After several phone calls to the insurance company was asked to car repair money management, insurance companies say will be one vehicle to the bank called to tell, because no matter the company is busy busy. A few days ago I asked the matter to the insurance company called the insurance company say my policy be canceled, (no phone informed me) because I did not scratch protection insurance, (I guarantee that all risks, 2W more ), followed by insurance companies and find me, call me the original insurance policy are scratches.
I would like to ask if I want to go back through the courts I should get insurance money, I should be prepared to what, (what evidence may be I did not), for several months now, I still win you.
Insurance companies do, or I do,